Are you overwhelmed with debts you just can't afford to pay?
Life sometimes throws us a curveball or two. One minute you have everything under control. The next thing you know, you are in way over your head with seemingly insurmountable debts. Whether they're in the form of credit card bills, medical expenses, overdue mortgage payments, child support or taxes, these debts will only continue to mount if you do not pay them off. Before the creditors come knocking at your door, contact us for sound legal advice on how to remedy your situation.
We help businesses and individuals start anew.
At Marshall Entelisano Law, we are dedicated to helping clients get a fresh start in life by filing for a Chapter 7 bankruptcy. Also known as liquidation, a Chapter 7 bankruptcy allows you to convert your assets to cash in order to pay off your debts. Once all the proceeds have been distributed, most remaining unpaid debts are then discharged. There are limitations and exemptions to dischargeable debts, which attorney Rod Cameron Shirley will be happy to discuss with you in detail during your free initial consultation.
Things you need to know about a Chapter 7 bankruptcy:
Filing for bankruptcy triggers an automatic stay, which prevents creditors' actions to collect on your property.
Since Chapter 7 bankruptcy requires liquidating assets to pay off debts, you shouldn't file under this chapter if you're interested in protecting your property.
A Chapter 7 trustee will determine if your case is an asset or no-asset case. If it is an asset case, the trustee will liquidate the property and pay off your creditors. If it is a no-asset case, then the trustee will file a final report abandoning any interest in the debtor's property.
A Chapter 7 bankruptcy will stay on your credit record for 10 years.
A Chapter 7 bankruptcy is not for everyone. However, if we determine that this will serve your best interests, we will guide you through the whole liquidation bankruptcy process. Contact Marshall Entelisano Law in Tuscaloosa, Alabama, for a free initial consultation about restoring your solvency.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Marshall Entelisano Law represents clients in the Alabama communities of Jasper, Moundville, Brent, Marion, Winfield, Fayette, Berry, Centreville and Livingston; as well as Tuscaloosa County, Marion County, Winston County, Walker County, Fayette County, Lamar County, Pickens County, Bibb County, Sumpter County, Greene County, Hale County, Perry County, Shelby County and Jefferson County.
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.
Providing the following services in Tuscaloosa area: Credit repair, debt relief, debt consolidation, and debt reorganization. We can help stop harassing phone calls, foreclosures, repossessions, evictions, lawsuits, garnishments and resolve tax debt and credit card debt.
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