Tuscaloosa Bankruptcy Law Firm
Attorney Marshall Entelisano: 25+ Years, 14,000+ Clients, Full-Scope Debt Relief
I am Attorney Marshall A. Entelisano, and I’ve practiced bankruptcy law in Tuscaloosa since being admitted to the Alabama Bar in May 1998. Since 2000, my firm has guided over 14,000 individuals, families, and businesses through Chapter 7 and Chapter 13 bankruptcy. That record isn’t a footnote. It’s the foundation of everything I do for clients across Tuscaloosa County and the surrounding west Alabama communities.
Bankruptcy is a legal right, not a failure. For many people, it’s the most direct path out of unmanageable credit card debt, medical bills, missed loan payments, or the threat of foreclosure or wage garnishment. Depending on the chapter you file and the exemptions that apply, it may allow you to keep your home, your vehicle, and a meaningful portion of what you’ve built. My practice covers far more than standard chapter filings. I handle the full range of debt-relief options available under federal and Alabama law, so you hear about every path forward, not just the most common ones.
If creditors are calling, your wages are being garnished, or you’re facing a lawsuit you can’t defend alone, the right time to call is now.
Schedule a free, no-obligation consultation by calling (659) 336-2597 or reaching out online. My Tuscaloosa bankruptcy law firm proudly serves clients throughout Tuscaloosa County and the surrounding areas.
Why Hire a Bankruptcy Attorney?
Filing without an attorney is allowed, but a paperwork error, a missed deadline, or the wrong chapter choice can derail your case entirely. The means test that determines Chapter 7 eligibility, the treatment of secured debts in a Chapter 13 repayment plan, and the exemptions available under Alabama law aren’t straightforward. Getting them right matters.
On your behalf, I can:
- Evaluate your full financial picture by reviewing your income, debts, assets, and expenses to determine whether bankruptcy is your best option. If a better path exists, I’ll tell you plainly and help you pursue it.
- Prepare and file all legal documents correctly and on time according to local bankruptcy court rules and procedures, reducing the risk of case dismissal or complications.
- Plan your case to protect assets and maximize exemptions, so you may retain as much property and financial stability as possible going forward.
- Represent you at hearings and in negotiations with creditors. You don’t have to navigate bankruptcy court alone.
- Identify and act on creditor rights violations, including illegal collection tactics, creditor harassment, and other abuses. When creditors cross the line, I can hold them accountable.
- Advise on life after bankruptcy, including credit score impact and concrete steps toward rebuilding your financial standing after discharge.
Our Services
Find the Right Debt Relief Solution for You
How Bankruptcy Protects You from Creditors
The moment a bankruptcy petition is filed, the automatic stay takes effect. This federal Bankruptcy Code provision legally requires creditors to stop nearly all collection activity immediately. It’s one of the most powerful protections available to people in financial distress, and it applies the same day your case is filed with the U.S. Bankruptcy Court for the Northern District of Alabama, Western Division, which serves Tuscaloosa County and the surrounding west Alabama counties.
Under the automatic stay, the following must stop:
- Creditor harassment – Phone calls, emails, letters, and personal visits from collectors must cease the moment your case is filed.
- Wage garnishments – Active garnishments on your paycheck can be halted through bankruptcy, helping you keep more of what you earn.
- Foreclosures – The automatic stay can pause foreclosure proceedings on your home or other property, giving you time to evaluate your options.
- Utility shut-offs – Bankruptcy can provide temporary protection against utilities being disconnected due to nonpayment.
- IRS levies – Filing can stop the IRS from seizing your property or wages to collect on tax debts.
- Lawsuits and judgments – Active civil lawsuits and collection judgments against you are halted once your case is filed.
The automatic stay is temporary, and its duration depends on which chapter you file and how your case proceeds. Creditors who violate it by continuing collection actions after your filing may face sanctions under the Bankruptcy Code. I monitor those violations and act on them when they occur.
Client Success Stories
Trusted by Thousands
See how we've helped clients overcome financial struggles and rebuild their futures.
-
If I could give this establishment 10 stars, I would! All the professionals here are wonderfully talented, helpful, and thorough.- J.B.
-
My experience with Marshall and his staff was amazing! Everyone was so nice and welcoming. Just when I didn't know which way to turn I was referred to them. Thank you guys so much!- F.B.
-
Marshall A. Entelisano and his team were amazing throughout the process. They were very patient with me. I am excited to start fresh and thanks to them I will be living a responsible debt free life.- L.W.